Hidden Landlord Secrets
Undercover Land Ownership Secrets For The
Small Guy Right Under The Nose Of The Big
Guy.
by Latunde Olukayode
www.hiddenlandlordsecrets.blogspot.com
Disclaimer
This is an information material and nothing more. The author is not an estate agent, neither does
he run any of the companies, websites or any other land agencies mentioned herein. Please be
aware that you are using this information at your own risk and the author shall in no way be
responsible for any negative results as a result of mis-interpretation or mis-use of the
information contained herein.
You are advised to where necessary consult a lawyer, an accountant and any other relevant
professional before you enter into any legally binding arrangement.
The Hidden Landlord © 2008, 2
WARNING:
You are not permitted to sell Hidden Landlord.
The Hidden Landlord © 2008, 3
Introduction
This will perhaps be the shortest, yet most powerful information material I have
ever written and if you have ever bought or gotten an information material from
me in the past, you will agree this is true (they are usually between 45 to
100pages long).
I however want you to grasp the basic concept in minutes and not have to dig
through pages and pages to get the information, so I am giving you only the
“meat”.. all other stuff is thrown out – making it a short and easy read.
I estimate it will take you less than 15minutes to read through and know exactly
what to do to own a land, make incredible cash marketing land (up to
N4.8million in 2years is my estimate) and double your money through land
Ownership in the next 3 to 5months.
How I Lost Over N400, 000 & Why It Must Never
Happen To You
I feel it a good way to start the Mafia Landlord report by telling you how I was
stupid enough to loose out on an opportunity of making a fast, easy N400,000
And how I blew it.
In 2007 October, I was one of the first to catch wind of new plots of land selling
at just N360,000 and all I needed to pay was N24,000 monthly. Of course, at
that time I was spending far more than this on phone calls and Internet
connection alone per month. So the issue was not money.
I looked at the opportunity and ignored it.
The Hidden Landlord © 2008, 4
By January 2008, the same plot of land started selling for N500,000 and by May
of the same year, it had hit N800,000
If you calculate it, I would have owned the land by making a monthly deposit of
N24,000; that means by January when the land has gone to N500k, my initial
investment (the deposit made) would have been just N96,000
By that time, I could have sold the plot of land for N500,000 and pocketed
N236,000
Here is the calculation:
Real cost of Land in October, 2007 ………………………….. N360,000
Monthly Payment for 4months ………………………………. N96,000
Amount I am yet to pay ……………………………………… N264,000
Cost of Land in January, 2008………………………………… N500,000
If I sold at N500,000 in January, 2008 I would just pay the full N360,000 then
gotten back my N96,000 investment plus a big profit of N140,000 without
lifting a finger!
If I waited till May of the same year, my investment would have returned over
N.4million naira without a finger lifted.
Even if you never plan to live in Lagos or any other city where the kind of deals
I am going to describe to you take place, you can still go ahead and make cool
money from it.
The stock market has crashed and is still crashing. Forget all the nonsense the
CBN said about the Nigerian Stock Market being immune. The wonder banks
The Hidden Landlord © 2008, 5
have come and gone BUT the land market is there to profit from and I see no
reason why you should not get in now. Please learn from my experience;
because I hesitated and took no action, I lost a healthy and solid N.4million
profit. Take what you read here serious and don’t let what happened to me be
your lot.
That said, Land ownership can be a tug of war and seriously most people never
think they can achieve it and the reason for this kind of limitative thinking is
understandable.
Let’s assume a piece of land in a developing area of Lagos state goes for like
N800,000 and you work in a place where you earn only N30,000 per month. If
your savings is N10,000 a month, it will take you 80months to be able to save
enough to buy that piece of land and I bet you; by the time the 80months has
elapsed, the same piece of land that sold for N800,000 must have gone up to
N2million minimum.
So, truthfully… unless you go the Mafia Style and use some deep secrets to get
your land possibly within 6months to 2years STRESS-FREE, you might never
be able to achieve it.
That is the honest truth.
What I want to show you on the pages of this short hidden report is how to own a
land in a maximum of 2years. For those who will be smart and bold enough to
apply my Hidden LandLord principles, you might be able to own your land
within 3 – 6months for free (but with a little bit of work).
In truth, you won’t kill anybody like the mafia. Neither am I going to talk about
using drug money or charms or any illegal methods to own a land. However, by
The Hidden Landlord © 2008, 6
the time you have read through all the steps I am going to outline, you will see
how doable the whole process is and you will come to understand how similar it
is to a hidden style operation.
That is why this is called the Hidden Landlord Secrets.
However, I should sound a horn of warning before I start explaining my mafia
secrets.
I have been publishing information since 2003 when I was an undergraduate. I
have sold my information to thousands of Nigerians and I have also sold to
people from more than 10 countries of the world which includes the UK, USA,
Canada etc
As a result of my dealing with numerous clients, I have come to understand that
there are some set of people who will misinterpret any information given and
thus get a negative result. There are also a set of people who will become overzealous
with any new information they get, ignore reason and caution and
therefore loose their hard earned money.
That is why I am sounding a note of warning once again.
I am not a lawyer, or a real estate personnel. Neither am I an accountant. Where
I have personal hands on experience, I will state it clearly. Otherwise, always
remember to seek advice from competent professionals (lawyers, accountants
etc) before you engage in any deal. This is just to cover yourself because I
personally hate to loose money.
Also, you might find yourself in a position where you pay for a land. In such
cases, NEVER entrust your cash to an individual. Instead, insist on paying into
a corporate (company) account and always keep your proof of payment.
7
Let’s delve into the hidden information.
8 How I Got The Idea For Hidden Landlord
When you think land ownership, most people think one-time payment of
N800,000 or N2million or even N5million and this usually takes a lot of time,
effort and discipline to gather.
The honest truth is that most people will never be able to gather such money in
their life-time and will remain a tenant till death. Now, that is the downright
truth.
If you have ever owned a land or being close to people who do, you will also
know that anything that has to do with land is like a mafia operation.
Before you buy the land is trouble. You will have to go in search of the
family that owns the land, pin-point who to pay to, go through countless
maneuver to ensure you don’t loose out etc
When you buy the land, you are not even sure which family the land
really belongs to and you will start praying that a negative occurrence
never happens
When you buy a land, because of the rigours of finding out prior
ownership, most people never bother to do it and it is not uncommon to
purchase a land that was previously owned by the Government or some
other institutions. For instance, one of our own landed property recently
came up as being owned by a religious organisation. Now all the
inhabitant of the community is being asked to pay one more time and
we’ve started paying. Imagine that!
Think about “omonile” wahala. To lay foundation, trouble. When you
want to go for a story building, they will charge you again, to do roofing,
is another trouble on its own..
On and on.. goes the challenges.
9 When you think of all these, you will discover that the chances of a lot of Nigerians
owning a land is quite slim and that is where this secret is dynamite.
The first thing you should work at if you want to purchase a safe land and escape all
the problems highlighted above and many more is to smartly shift all the
responsibility to someone else.
If there is any issue, you simply go mafia style and accuse plus shift the blame to
that person and collect your money back. I love this because it helps me cover
“my ass”
So, the first thing you should do is to look for established land agents (estate
managers) and buy from them. Usually these people will acquire large land mass
and then sell in smaller bits to people like you and I. Of course they make
murderous profits from doing this BUT I love the arrangement because I won’t ever
really need to face all the troubles above.
It is their problem – NOT MINE!
And Here’s Where It Gets Interesting
These estate management companies I spoke of earlier are always in search of
customers to buy land from them and so they come up with very interesting land
ownership schemes.
For example, if a piece of land sells for N700,000; an estate management can come
up with a land ownership scheme where they release a plot of land for just N25,000
per month and you pay over a period of about 28months.
10 The implication of this is straight forward and in plain English, it means that you
will approach them with N25,000 which secures a plot of land for you and then you
pay N25,000 every month for the next 28months.
By the end of the 28months, you will be a proud land owner and that is just cool. It
means if a student can come up with a plan that makes him/her N25,000 monthly,
by the time he is a graduate, he will be a landlord and this simple secret makes land
ownership easy for just about anyone who is serious enough to give it a shot.
I would rather own a land using this method than own a brand new car. As far as I
am concerned, the land is an asset which will appreciate in value starting
immediately I purchase while a car goes into depreciation instantly.
So, the first land ownership secret you can explore is to look out for land
management or estate companies that are ready to give you this kind of deal and
subscribe to them. The minute you pay your first instalment, you automatically keying
to own a plot of land and they will hand over the land documents usually when
you complete your payments.
Let’s Do A Little Hidden
Now that you know that there are companies that will allow you to buy land with
instalmental payments (you pay a fixed amount each month for a fixed amount of
time), it gets even better because this gives you an opportunity to buy your land
without any money or for half the price.
Here is how the Mafia Plan goes.
If the estate company is giving out the land at say N25,000 a month, then you will
need about N100,000 to get the land free or for half the real price. All you have to
11 do is subscribe to two or three plot of the land and pay N50,000 or N75,000 respectively. The second month, pay another N50,000 for the two plots of land and by the third month, sell one plot of land, pay off the cost of the land you want to own and
keep the profit.
Here is why this plan works like a
charm.
First, you need to know that although
the estate company won’t say it
expressly, they love this kind of deals.
In fact, when you are ready to sell, they
will help you find a buyer because they
are sure to take a cut from the money
paid. This means, you gain, they gain –
everybody goes home happy.
The bad news is that, they won’t tell you
this secret openly. You have to approach
them and tell them you want to sell the
piece of land or you approach them to
ask them about doing this.
Another reason why this strategy works well is this.
12
S IDE NOTE:
The Hidden Safe-Trap
This is a mafia secret you can use for
this method but be careful about its use
so that you never loose out.
Let’s assume you pay N50,000 for two
plots of land at N25,000 per plot per
month. For a lot of people, this will be
hectic.
That is where my secret Mafia Safe-Trap
comes in.
Usually, the estate company will reverse
the contract if you fail to make your
monthly payments per month BUT they
usually won’t do it immediately.
Sometimes, they will wait for you to
default on the payments of 2 or
3months, then they cancel the
agreement.
Now, that loophole in their system is
your own Mafia Safe trap.
You bought 2 plots of land because you
want to sell one and you expect the land
to appreciate in like 2 to 3 months, so
you pay for the first month and use the
safe-trap time to allow the land
appreciate, then before the estate
company can decide to revoke the
agreement you have with them, you
quickly sell one of the plots and use the
gain to pay for the other plot.
It’s a hidden trap… it works but apply
it with wisdom!
The estate companies are very smart. When they acquire a fresh estate, what they do
is to set a price per plot. Let’s say N750,000 per plot. Then they will come to the
market with a lower price than the set price. For instance they can come to the
market with N600,000 per plot. If you are lucky to buy during the promo by paying
just N25,000 for your first month’s payment, it means immediately after the promo
is over, you have made N150,000 with just a down payment of N25,000.
I believe you are getting my drift.
Let’s say they come to the public with a price of N600,000 and you pay just
N25,000 for your first month. Immediately after the promo, they will hike the price
to like N750,000 but since you already entered an agreement with your first
payment, the increase of N150,000 is not your business. Infact, it is a profit for you
because you can decide to contact them, flip (sell) the land and collect your profit
while they keep their share.
Now, you need to understand how these estate companies work. They are quite
smart and they always go all out to make as much money as possible. When you
look at their operations, you will notice that a few months (usually like 2months)
after their initial offer, the price of the land must have risen steadily until about
N300,000 to N400,000 has been added.
Which means, if you paid N25,000 in December as first payment for the land at a
price of N600k, you can be almost sure that by around March or April, the land
must have gone up to N900,000 meaning that if you bought two of the land, you can
flip one, pay a big almost half the cost of the one you wish to keep – meaning that
you got the land for half the price. (If you do the math, then you will know
exactly what to do to get the land free by buying more than you need at first,
then flipping the rest to pay for the one you need.)
13
By doing this, you must have become a landlord simply by playing smart. It is clean
and straight forward.
More Hidden.. This Time No Money Needed.
I do understand that there are some people who don’t even have the N25,000 a
month to pay for the land. So, I started thinking… “a way has to exist for these
people”
I mean being able to own your land, build your own house without really brining
out any money from your pocket and after careful thinking, I came up with a hidden
solution that works.
You see, you need to understand that every business man is always on the lookout
to make more sales and make more money. Even Bill Gates will do business with
you if you can show him how to make more money. That established, you need to
ask yourself.. “How can I help the estate companies make more money?”
When I asked this question, I came up with a very simple answer which is to help
them sell more land.
If I can bring them more customers, they will definitely sell more and make more
money, so I invited one of their staff to my office and he confirmed that they
actually do this (NOTICE: they won’t tell you openly. You’ve got to ask them
about it).
So, here is what you do.
You approach them and tell them you can bring up to 50 new customers to them.
Ask them what the procedure is for working with them and ask them more
importantly what the commission is.
14. One of those I spoke to said they’ll give me a commission of 7.5% on each month’s
payment for each new person I refer.
Now, considering the fact that my
target is to bring in 50 new people, then
here is the math.
If the monthly payment over a 2year
period is N25,000 per month.
7.5% of N25,000 = N1,875 per month
For 50 new customers, you will be
earning a commission of N1,875 x 50 =
N93,750 per month and you will earn
this amount every month for 2years
because the owner of the land will pay
the N25,000 every month over a 2year
period.
If you can do this, then all you need to
do is pay for your own plot of land
from your commissions every month
and you will become a landlord without
a kobo from your pocket.
You might be wondering right now….
And saying in your heart that this is all
talk and that it ain’t really doable but I
want you to understand the following.
You have not failed at something until you try it and it doesn’t work
Find An Estate Company & Key In Immediately
The next step for you will be to find
an estate company and plugin to them.
I suggest you do this with caution and
ask your friends and family if they
have any such company they have
dealt with and who are very reliable.
Here is a small list. Please be aware
that the list I am giving here doesn’t
mean I endorse the companies.
Where I have had personal
dealings, I will state it clearly.
Mayflower Estate
http://www.mayflowerestate.com
2 tokunbo Alli Street, off toyin str, Ikeja, Lagos
08033293806, 08039777896, 08032689577
Inspection is free……
City Point Garden, Suite C 45, 2nd floor, efab complex area II, Opp Federal Capital Dev. Authority,Garki.
Common Sense Estate (I recommend
them – run by the famous author and
pastor Olumide Emmanuel)
http://www.commonsenseestates.
com/
Realty Point Limited
http://www.realtypointltd.com/
(I deal with them and have friends who do the
same. No problems so far – they have remained
solid)
OPIC
http://opicng.com/
Wisdom Property Limited
Suite 2, TBS, Race Course, Opposite
Federal Ministry of Works and Housing, South West, Ikoyi, Lagos.
Suite C167, Ikota Shopping Complex, Victoria Garden City, Lekki, Lagos.
08034977899, 08020544472, 01-8782520
Email: info@wisdomproperty-ng.com wisdompropertyltd2015@yahoo.com
17S IDE NOTE:
The Secret of The Inside
Man
You need someone who will be your
eyes and nose within the real estate
company.. someone to give you HOT
information.
This goes thus…
When you have an inside man with the
estate company, you can get insider
information. For example, I have a kind
of insight into what appreciation will
happen for Prime Estate Igbesa by
discreetly asking my inside man.
This is a privileged information (I am
not supposed to know) and there is
no way I could have know what is on
the mind of the management unless I
had an inside man.
So, for any estate company you decide
on, try and find an inside man and
draw him/her close. Ask questions,
give calls and make your name stick in
the person’s mind. That way, you can
know about underground deals that will
never get public and know what the
management is planning upon, so you
can make your own mafia plans.
Adept Realties Limited
1, Akinwale Street, (2nd Floor), 21st Century Building, Behind Zenith Bank, Shangisha
Branch, by 7UP Bus-stop (old toll gate), off C.M.D. Road, Ikosi-Ketu.
0807282674, 07028440437
http://
New Creations Property Limited
45A, Saka Tinubu Street, Victoria Island, Lagos
Plot 1-3, Block B8, CMD/Jubilee Rd., GRA Magodo, Lagos.
01-8752998, 7410682, 8766754, 07028840161
http://ncplnig.com
City Point
(selling plots in Abuja at the time of this writing)
Suite C45, 2nd Floor, EFAB Complex Area II, Opp. Federal Capital Development
Authority, Garki Abuja.
Suite 2A, Tafawa Balewa Square, Obalende, Lagos
info@citypointglobalproperties.com
http://citypointglobalproperties.com
RedBrick Homes Limited
http://amenestate.com
Beverly Hills Estate
08029335754, 07028856476, 08029499637
City Planners Property & Investments
http://cityplannersng.com
info@cityplannersng.com
Suite 308, 2nd Floor, All Seasons Place, Beside FRSC, Ojodu, Berger, lagos
There are so many of these estate companies in town now and many more are
springing up. Just keep an eye out but always follow due diligence. That is
important. I suggest you get a copy of the magazine called Castles
(http://castlesweekly.com) so you can keep a tab on things happening in this sector.
WARNING: when dealing, it is better you take a personal trip to the office of the company and
NEVER under any circumstance pay cash to any agent, or anybody who works with or claims to
work with the company. Make sure you pay only into registered accounts and never loose the proof
of payment. Infact, if possible laminate and keep it.
18 A Super Hidden Secret
This goes thus…
Watch the estate companies and be on the look out for the new lands they are
selling. They always sell a little cheap
when they start selling an estate but
after 3 to 4 months of selling, the
price of the estate must have escalated
to the point of almost doubling.
For instance, Realty Point in October
2007 started selling Prime Estate
phase 2 at N360,000 per plot (that is
excluding survey, documentation and
other petty fees). By April 2008, each
plot of the land was selling for
N800,000 and there was still a mad
rush.
I had not developed my hidden system
back then,
so I missed out on this. Right now as
I am writing, these same guys have
acquired a new land which they call Prime Estate Igbesa with a promo price of
N600,000 and immediately it is Nov. 30, 3008 the price of the land will go up to
N750,000
I am speculating that by March or April next year, each plot of this land will be
going for as much as N900,000 and trust me. My mafia landlord instinct is at killer
level and I am already keyed into this.
19S IDE NOTE:
Puffing The Smoke Screen
Real estate companies are run by
incredibly smart guys and they operate
what I call the smoke screen..
This is the nasty habit of doubling the
price of a property in a short time
despite the fact that they come with a
reasonable market entry price.
Right now as I speak, the smoke
screen system is expected to work at
Lekki Phase II (where plots are going
for N10m – N17m) and Mowe (where
plots are hitting N900,000 – N1m).
It means if I had bought Mowe in 2007
at N360,000… I would have
successfully puffed a smoke screen.
These estate boys know what they are
doing.. any price they set is just a
smoke screen to their real price
intention.
Your golden key to good profits is to
become adept at puffing this smoke
screen, and knowing what they intend
to do with price before they hatch their
plan.
So, always watch them and look for promos. They are a good way to almost double
or double your money without lifting a finger.
20 33 Smart Questions You Should Ask Before You
Pay For Any Land Anywhere
Should I Pay My Money In Cash To An Agent?
Never pay to an agent. Pay into the company account and make sure you have your
payment teller. I am not discrediting anyone but this is what wisdom demands.
Who Is The Company?
Who runs the company? Where are they located? How do they operate? How
reputable are they?
You need to do your home work first and these are questions you should try and ask
and find answers to.
Where Is The Estate Located?
This is a very important question you need to ask. You should know exactly where
the land you are about to buy is located and its prospects for growth. Usually this
will help you to forecast how fast the land will appreciate and how soon you will be
able to make a profit and to what degree of profit you should expect.
For instance, Prime Estate Igbesa in Agbara has the following in its neighbourhood:
Opic Estate, Agbara Estate, Covenant University, Ronik Polytechnic, Gateway
Polytechnic, Vitamalt Staff Co-operative estate, Free Trade Zone etc
What is the size of the plot?
Usually, it is 18m by 36m for a plot but make sure you ask because it is possible
there are variations.
21. What Infrastructures Are Available?
A lot of estate companies will be silent on this except you ask and it is very
important that you know. By infrastructure, I mean things like estate fencing,
security, transformer, boreholes, roads, drainage, waste management and disposal
etc
You should make sure you ask, so that you know before hand what to expect and
what not to expect and what to prepare to get.
Will Price Increase Affect Me?
You cannot rule out the possibility of greed, so make sure you ask very well. Will
you be affected by any hike in the price of land. If for instance you pay N25,000 per
month and the price increases after just 3 months, will you ever be asked to pay
more than the agreed price?
Ask them and let them explain clearly.
Is The Land Free From Any troubles?
The last thing you want is a land that will give you headaches later, so ask. Are
there government interests on the land. Is there any pending land case? Are there
“omonile” families laying claim to the land? Find out and get a concrete answer
before you commit any of your cash.
Are There Hidden Fees?
When the estate company tells you the land is N600,000 for example, it doesn’t
really mean that is all you will need to pay. There are still some charges which you
won’t know and won’t be prepared for until later. For example, you might be
development levy or survey fee, or legal documentation fee etc
Make sure you ask them very well and let them tell you so you know what you are
up against. The fees are usually not much but it’s a nice thing to know where you
22. are going from the very beginning, instead of getting where you think is the end
only to discover the journey still stretches further.
When Will I Get My Plot?
This might look trivia but it isn’t. You should ask them and know exactly the
arrangement laid out for when you will get your plot of land. Is it after paying half
or after paying in full. What are the conditions involved?
Can I Start Building Immediately?
Ask and get a concrete answer.
What Can I Build On The Land?
This looks like a funny question but make sure you ask. I have seen estates where
no one was allowed to build a storey building and where even the colour of the
water tank was specified, even the type of air-conditioner was specified etc
Make sure you ask what the rules are about what you can erect.
What Happens If I Don’t Pay Regularly?
If you get a deal where you pay monthly, please do yourself the favour to find out
what happens if for instance you default for a month or two. That is important.
Can You Help Me Sell My Land & How Soon?
When you buy land as a form of investment like I do, you will want to know if it is
possible to get the estate company to sell on your behalf when you want to sell. If
they cannot help you sell, it constitutes a potential future investment problem
because it means you will have to start looking for a buyer yourself.
23. What Will Be Your Commission For Helping Me Sell?
Please note that the estate companies are no fools and if they decide to help you sell,
they will definitely want a cut. Ask them what cut they take and do the math to see
if it suits you or not. Afterall, its your money you are investing.
What Happens If I Don’t Develop The Land?
Don’t be surprised if they have a secret clause in their terms of agreement for
collecting the land from you if you do not develop it after a certain period. That is
why you’ve got to act like a mafia and ask them to tell you specifically what they
have in mind.
Can you Help Me Build?
This is an interesting question to ask. Find out if they can develop your land for you
and what sort of arrangement they have in place concerning this.
What Land Papers Will I be Given?
When you pay, what do you get.
Do You Give Commissions for Referrals?
Be inquisitive because definitely people will come to them through you. Ask them
about a commission for the people you send.
If I Cannot Complete My Payment, What Happens?
With the Hidden Landlord, you will be able to complete your payment but it is a
lovely thing to know what happens just in case. Ask them and find out. Personally I
believe any reasonable land deal should be able to give you back your deposit in full
if anything like that occurs later.
What Immunity Do I Have Against Omoniles?
As someone who has worked on more than 3 different land projects, I can tell you
that the trouble of omonile is a naughty one. When you buy the land, you pay.
24. When you want to go for a storey building, you pay again, when you want to roof
the house, you will pay another money.
All on the same plot of land you bought o!
Since you are buying from an estate company, they should be able to shield you
totally from all these unnecessary payments and troubles. Ask them about it
carefully and let them tell you what they have in place.
Can I Use the Plot For A Commercial Purpose?
What if later in future, you decide to turn the plot to a warehouse or a school or use
it for other commercial purposes? What comments and provisions do they have for
this?
What Is The Potential Growth of The Area?
I agree that in the long run, all landed property will appreciate in value but you need
to find out how soon this appreciation will be and this can be determined by the
perceived value and growth index of the area.
So ask about it.
What Do I Get As Proof of Payment?
When I pay, what will I be given as a proof of payment?
Will You Help With Land Survey?
It saves you a lot of stress if they can do this but then you will most likely be the
one to pay for it.
Do You Have An Investment Club?
Since you are using the mafia style, it is good to know all the options they have and
how you can key into it.
25. Can you help with house building loans?
Some estate companies will do this for you but you will need to ask them about it.
After Completion of Payment, What Will I Be Given?
What papers will you get after the payment is complete? Let them explain to you
and the implications of each document.
26.. Go Hidden Big Time…
If you have followed this entire report keenly, you will notice it is a report about
how the “small guy” can get a cut of the “big guy’s” deal without him suspecting. It
is about going from little to something with real estate and it is most about making
smart but legitimate moves.
One of such moves is Property marketing.
When you have learnt the ropes of land and land flipping and you are quite adept at
it, your next move should be to go hidden big time; doing big mafia deals.
Right now as I write, there are properties selling for $99,000 (N10,890,000+) and I
have seen N25m, even N65m and believe me, there are people who buy these
properties – forget story!
When you go h big time, your job will be to find out who the sellers are, use
smart marketing to get buyers and get a cut. If a property is going at N65million, I
believe that I should be able to get a cut of minimum 3-5million and when you look
at it carefully, you will discover that most people feeding fat in the Nigerian
property market fall into these category of people. They DO NOT own land, they
DO NOT build or buy houses, they just market property and they make
unbelievable returns monthly!
I see no reason why you cannot get to that level of hidden but learn first doing
smaller deals.
.
Send Me A Testimonial
I’d really love your comments and testimonial about Hidden Landlord. Please send
them to icacity@yahoo.co.uk I look forward to reading from you.
Wednesday, July 29, 2009
HOW TO PRINT AND SELL GSM RECHARGE CARDS
RECHARGE CARD BUSINESS
IN NIGERIA
INTRODUCTION
GSM recharge card businessin Nigeria is now becoming more lucrative day after day.
Over 2 billion naira is being spent daily on GSM recharge cards. So many people are
earning their living through GSM recharge card business.
This manual is introducing to how to become reseller or sub-dealer of different GSM
operators. When GSM was first introduced in Nigeria, you needed huge amount of
money to become sub-dealer to each of these operators but in this manual, it will be
revealed to you how you can become sub-dealer/reseller to many operators with as
low as #5,000.
As a reseller, you will be able to print recharge cards at the comfort of your home
and sell them to GSM outlets/centres around you which will guarantee you a good
profit daily.
You will be printing at lesser prices and you charge your own price at which you will
be selling to the GSM outlets/centres.
The process of printing the cards is very easy and straightforward. No programming
knowledge is required. You only need to know how to browse the internet.
There are many companies you can associated with to become a reseller or sub-
dealer. These different companies charge different prices.
I will be introducing to THREE companies that are reliable, require little capital and
offering low prices.
For each company, you will see how much you need to start and other things
needed. You will also have a link to their websites for more information.
COMPANY 1
NIGERIAN GSM MARKETPLACE
GSM Marketplace is a company where you can buy recharge cards at
wholesale prices and sell them at your own prices. This company is licensed by
NCC and they are authorised distributor for MTN, CELTEL, GLOBACOM,
MULTI-LINKS TELCOM, STARCOMMS, MTEL and others...
Their prices are as follows:
MTN 100 - N96
MTN 200 - N192
MTN 400 - N385
MTN 750 - N720
MTN 1500 - CALL
ZAIN 100 - N95
ZAIN 200 - N189
ZAIN 500 - N470
ZAIN 1000 - CALL
GLO 100 - N95
GLO 150 - N140
GLO 300 - N280
GLO 500 - N460
GLO 1000 - CALL
STARCOMMS 250 - N240
STARCOMMS 500 - N475
STARCOMMS 1000 - N950
MULTI-LINKS 200 - N191
MULTI-LINKS 500 - N476
MULTI-LINKS 1000 - N951
300 units and above of Zain100 goes for N94.5
200 units and above of Glo100 goes for N94.5
Call 01 853 5473, 0803 203 6770 for details.
Other products prices available on demand.
How to get started:
You need a computer with internet access and a printer. If you don't have these,
you can use a cybercafe.
Step 1:
You will download their software that will enable you to print recharge cards.
The software can be downloaded through the link below:
http://www.ngrgsm.com/ngrgsm/cafe console setup.msi
Step 2:
You can then begin placing orders for electronic pins by calling them on
01 853 5473 or 0803 203 6770 before making payment.
How To Pay
You make payment at any zenithbank closest to you to the following account
number : 6011812243
Pay To : Afrocommerce Communications Ltd.
Zenith Bank, Ogba Branch, Ikeja, Lagos
They will receive immediate notification of the payment and send your encrypted
pins to your email address where you can save it to a floppy or jazz drive. You then
take that data back to your pc and use cafeconsole to upload, manage and print
the e-voucher inventory as you wish. Very simple.
FOR MORE DETAILS ABOUT THIS COMPANY, VISIT:
http://www.ngrgsm.com
COMPANY 2
MAXTECH SOLUTION CONCEPTS
Maxtech Solutions Concept sells airtime for all the GSM operators in bulk.
They are also partnering with sub-dealers all over the country that are
earning huge profits via their sub-dealership package.
They specialized in the electronic versions and offer FREE Vending Software
(MVEND) that will enable their sub-dealers to print out their vouchers with
absolute ease and high level of securities.
All you need is a computer system, a printer and some papers. The
electronic vouchers are usually transmitted via e-mails and sometimes
directly stored on CD for those that are close to their offices.
In addition, they provide free trainings, advertisements, publications and
everything required for your money making venture as our sub-dealer.
Sub-dealers can start with as low as =N=5,000 and earn big profits. Extend
your business horizon. Be a sub-dealer and experience fantastic revenue
generation in ADDITION to your current earnings capacity
FOR MORE INFORMATION ABOUT THIS COMPANY, VISIT:
http://maxtech.com.ng
COMPANY 3
Bodlink Vouchers is another company you can do business with as a
starter. You can become their reseller with little capital.
Who is a Bodlink Vouchers Reseller ?:
A Reseller is a person or company that uses BodLinkVouchers Network to
print Vouchers from their POS Terminals. Resellers may own or have access
to CyberCafes, Business Centers , Banks and other locations where lots of
human traffic exist. Resellers basically sell vouchers to the Consumers that
load the value on their phones
How does it work ?:
The Steps are very simple and it is easy to become their reseller within hours:
You install the BodLinkVouchers software.
You can download it by visiting the following link:
http://bodlinkvouchers.com/vcdownload.htm
Add funds to your BodLinkVouchers account
Login to their WebSite and download Vouchers of your choice
Print and resell downloaded vouchers via the POS Terminal (See the
following link: http://www.providencemanagement.com/ck/10.htm )
What do I need to Start or join ?:
Starting as a reseller is easy, you will need to have the following:
*You will need a Computer
*You will need to have regular Access to a Cybercafe where you can
download your Vouchers
*You will need to pay for BodLinkVouchers Reseller Account (minimum
payment is N20,000)
*You will need to purchase our POS Terminal ( The P200 cost N25,000 )
What are the Benefits of BodLinkVouchers ?:
*The main benefit as expressed by their present resellers are SECURITY, Less
STAFF FRAUD and more :
*One Account of BodLinkVouchers gives you access to many vouchers
*Easy and flexible way to acquire and download Vouchers
*Secure and convenient way to retail Vouchers
*High returns on investments
So how much will it Cost to be a Reseller ?:
Well, becoming a Reseller is very cheap, the below are the amount
to pay :
*BodLinkVouchers Software and Web Access....N5,000
*BodLinkVouchers Account Vouchers...............N20,000
(you can download Vouchers worth N20,000)
*The POS Terminal (in this case the P200 Terminal)..N25,000
How and Where do I Pay ?:
Yes !!!, Paying is easy depending on your location, see the below:
Name of Bank : Intercontinental bank
Account Name : olade toyin
Account Number: 0188115000001387
Name of Bank : Platinum Habib Bank (PHB)
Account Name: olade toyin
Account Number: 073150000105
Name of Bank : Oceanic Bank
Account Name: olade toyin
Account Number: 1411701700579
Name of Bank : UBA
Account Name: BodLink Ltd
Account Number: 04890030000318
After paying please send them a Email with the following:
Name of Depositor
Name of Company
Bank you Paid to
Date of Payment
Amount Paid
Phone Number
Our Email is Payment@BodLinkVouchers.com or
Call toyin 08034235993 or toyin ghana +233240107135
For more Info: Call 08034235993, 07027428739,08027338404
or visit: www.boldlinkvouchers.com
or info@BodLinkVouchers.com
IN NIGERIA
INTRODUCTION
GSM recharge card businessin Nigeria is now becoming more lucrative day after day.
Over 2 billion naira is being spent daily on GSM recharge cards. So many people are
earning their living through GSM recharge card business.
This manual is introducing to how to become reseller or sub-dealer of different GSM
operators. When GSM was first introduced in Nigeria, you needed huge amount of
money to become sub-dealer to each of these operators but in this manual, it will be
revealed to you how you can become sub-dealer/reseller to many operators with as
low as #5,000.
As a reseller, you will be able to print recharge cards at the comfort of your home
and sell them to GSM outlets/centres around you which will guarantee you a good
profit daily.
You will be printing at lesser prices and you charge your own price at which you will
be selling to the GSM outlets/centres.
The process of printing the cards is very easy and straightforward. No programming
knowledge is required. You only need to know how to browse the internet.
There are many companies you can associated with to become a reseller or sub-
dealer. These different companies charge different prices.
I will be introducing to THREE companies that are reliable, require little capital and
offering low prices.
For each company, you will see how much you need to start and other things
needed. You will also have a link to their websites for more information.
COMPANY 1
NIGERIAN GSM MARKETPLACE
GSM Marketplace is a company where you can buy recharge cards at
wholesale prices and sell them at your own prices. This company is licensed by
NCC and they are authorised distributor for MTN, CELTEL, GLOBACOM,
MULTI-LINKS TELCOM, STARCOMMS, MTEL and others...
Their prices are as follows:
MTN 100 - N96
MTN 200 - N192
MTN 400 - N385
MTN 750 - N720
MTN 1500 - CALL
ZAIN 100 - N95
ZAIN 200 - N189
ZAIN 500 - N470
ZAIN 1000 - CALL
GLO 100 - N95
GLO 150 - N140
GLO 300 - N280
GLO 500 - N460
GLO 1000 - CALL
STARCOMMS 250 - N240
STARCOMMS 500 - N475
STARCOMMS 1000 - N950
MULTI-LINKS 200 - N191
MULTI-LINKS 500 - N476
MULTI-LINKS 1000 - N951
300 units and above of Zain100 goes for N94.5
200 units and above of Glo100 goes for N94.5
Call 01 853 5473, 0803 203 6770 for details.
Other products prices available on demand.
How to get started:
You need a computer with internet access and a printer. If you don't have these,
you can use a cybercafe.
Step 1:
You will download their software that will enable you to print recharge cards.
The software can be downloaded through the link below:
http://www.ngrgsm.com/ngrgsm/cafe console setup.msi
Step 2:
You can then begin placing orders for electronic pins by calling them on
01 853 5473 or 0803 203 6770 before making payment.
How To Pay
You make payment at any zenithbank closest to you to the following account
number : 6011812243
Pay To : Afrocommerce Communications Ltd.
Zenith Bank, Ogba Branch, Ikeja, Lagos
They will receive immediate notification of the payment and send your encrypted
pins to your email address where you can save it to a floppy or jazz drive. You then
take that data back to your pc and use cafeconsole to upload, manage and print
the e-voucher inventory as you wish. Very simple.
FOR MORE DETAILS ABOUT THIS COMPANY, VISIT:
http://www.ngrgsm.com
COMPANY 2
MAXTECH SOLUTION CONCEPTS
Maxtech Solutions Concept sells airtime for all the GSM operators in bulk.
They are also partnering with sub-dealers all over the country that are
earning huge profits via their sub-dealership package.
They specialized in the electronic versions and offer FREE Vending Software
(MVEND) that will enable their sub-dealers to print out their vouchers with
absolute ease and high level of securities.
All you need is a computer system, a printer and some papers. The
electronic vouchers are usually transmitted via e-mails and sometimes
directly stored on CD for those that are close to their offices.
In addition, they provide free trainings, advertisements, publications and
everything required for your money making venture as our sub-dealer.
Sub-dealers can start with as low as =N=5,000 and earn big profits. Extend
your business horizon. Be a sub-dealer and experience fantastic revenue
generation in ADDITION to your current earnings capacity
FOR MORE INFORMATION ABOUT THIS COMPANY, VISIT:
http://maxtech.com.ng
COMPANY 3
Bodlink Vouchers is another company you can do business with as a
starter. You can become their reseller with little capital.
Who is a Bodlink Vouchers Reseller ?:
A Reseller is a person or company that uses BodLinkVouchers Network to
print Vouchers from their POS Terminals. Resellers may own or have access
to CyberCafes, Business Centers , Banks and other locations where lots of
human traffic exist. Resellers basically sell vouchers to the Consumers that
load the value on their phones
How does it work ?:
The Steps are very simple and it is easy to become their reseller within hours:
You install the BodLinkVouchers software.
You can download it by visiting the following link:
http://bodlinkvouchers.com/vcdownload.htm
Add funds to your BodLinkVouchers account
Login to their WebSite and download Vouchers of your choice
Print and resell downloaded vouchers via the POS Terminal (See the
following link: http://www.providencemanagement.com/ck/10.htm )
What do I need to Start or join ?:
Starting as a reseller is easy, you will need to have the following:
*You will need a Computer
*You will need to have regular Access to a Cybercafe where you can
download your Vouchers
*You will need to pay for BodLinkVouchers Reseller Account (minimum
payment is N20,000)
*You will need to purchase our POS Terminal ( The P200 cost N25,000 )
What are the Benefits of BodLinkVouchers ?:
*The main benefit as expressed by their present resellers are SECURITY, Less
STAFF FRAUD and more :
*One Account of BodLinkVouchers gives you access to many vouchers
*Easy and flexible way to acquire and download Vouchers
*Secure and convenient way to retail Vouchers
*High returns on investments
So how much will it Cost to be a Reseller ?:
Well, becoming a Reseller is very cheap, the below are the amount
to pay :
*BodLinkVouchers Software and Web Access....N5,000
*BodLinkVouchers Account Vouchers...............N20,000
(you can download Vouchers worth N20,000)
*The POS Terminal (in this case the P200 Terminal)..N25,000
How and Where do I Pay ?:
Yes !!!, Paying is easy depending on your location, see the below:
Name of Bank : Intercontinental bank
Account Name : olade toyin
Account Number: 0188115000001387
Name of Bank : Platinum Habib Bank (PHB)
Account Name: olade toyin
Account Number: 073150000105
Name of Bank : Oceanic Bank
Account Name: olade toyin
Account Number: 1411701700579
Name of Bank : UBA
Account Name: BodLink Ltd
Account Number: 04890030000318
After paying please send them a Email with the following:
Name of Depositor
Name of Company
Bank you Paid to
Date of Payment
Amount Paid
Phone Number
Our Email is Payment@BodLinkVouchers.com or
Call toyin 08034235993 or toyin ghana +233240107135
For more Info: Call 08034235993, 07027428739,08027338404
or visit: www.boldlinkvouchers.com
or info@BodLinkVouchers.com
HOW TO OPEN AND VERIFY A PAYPAL ACCOUNT
How to Open a US Bank
Account and Verify Your
Paypal Account
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Authored by Olugbenga Aijotan
© 2009 All Right Reserved
US BANK ACCOUNT WITHIN 7-14 DAYS GUARANTEED!!!
Finally, a NON-US resident can open a US Bank Account! It’s easy too!
You must be wondering, what US bank would open an account for a Non-US citizen without any
initial balance and with just an international passport or a government issued identity card as
the only requirement. The average US bank requires you to provide, apart from an international
passport, a Certificate of business registration and at least $500 as the initial opening balance.
However, this is the Truth. There are various ways to open a Bank a/c in the United States. In
this Write Up I will be giving you just two easy ways with which you can open a Bank A/c
(whether Savings or Checking) for your self or any other person in the United states Of America
as a Nigerian. If you’re ready, tighten your seat belts and join me as take you through this short
but exciting ride.
US Banks to issue Prepaid Debit cards to citizens of every Country in the world. These Prepaid
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Introduction
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The first Method of opening a US bank account which would enable you to receive and make
payments online is via Online Prepaid Debit card Providers. These companies work with Major
Debit cards could either be MasterCard or Visa Debit cards and they usually come with US Bank
accounts (Routing number and Account number) attached with them. Any holder of these
cards automatically has a Bank account with the Bank issuing the Card. A very wonderful
feature of these cards is that they help solve the challenge been faced by most Online
Entrepreneurs in Nigeria and beyond. However, some of these Online Prepaid Debit card
Providers may require that you posses a US address and US phone no in order for you to
receive the cards. Little documentation is involved in ordering for these cards. All you may need
is a scanned copy of your Nat Id card, Int Passport, Driver’s License or Voters card.
With these cards you can verify Your Paypal account, sign up on Clickbank and cash your your
Affiliate payments online. You can use them with any Online transfer account and you can Load
them Via a variety of means.
WWW.PLATINUMONECARD.COM . Platinumone Debit card is issued by Palm Desert
National Bank in the United States. This card comes with Bank account and Routing
Number. It can also be used for making and receiving long distance Phone calls. You can
use this card to verify and withdraw money form your Paypal account or any other
Online money Transfer account like MoneyBookers, Liberty Reserve, bullion e.t.c. It can
be used to withdraw cash at any Atm in Nigeria with the Visa card Logo (Access Bank).
To order for your Platinum One Debit card,
STEP 1 Log on to www.platinumonecard.com
STEP 3: Click/Select the PlatinumOne Stardard Account Option.
STEP 4: Fill in your Complete Contact information. Including your Full Name, Mobile Phone No,
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METHOD 1
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STEP 2 : Once the website is up, Click on the “BUY CARD” Tab
and Street Address here in Nigeria. Choose OUTSIDE US/CA for the State.
STEP 5: Enter your Log in Information containing your chosen email (must be a valid email
address) and Password. Also enter your security Information containing your Security question
and Answer in case you lose your password or Card.
STEP 6: CLICK ON THE “CREATE” Button
STEP 7: Select the Card you want (Choose the Single Visa Card Package which costs $29)
STEP 8: Proceed to enter your Debit/ Credit card details to pay for the card, Then enter your
Debit/credit card Billing Address
(You can purchase a debit/credit card from graphcard for this. You can also use a GTB
mastercard or anyother visa/mastercard issued by any Nigerian Bank. Remember, the main
purpose is to get a US bank account. The card you are buying comes automatically with a US
bank account...GUARANTEED)
STEP 9: Enter your Shipping Address which can be your Nigerian Address or Better still Your US
address for faster delivery of your card. You can obtain a US address free of Charge by opening
an account with www.graphcard.com. You can also get US address from www.bongous.com at
$5. Of course you would have to pay for the shipping fees form your US address to Nigeria.
Your order is complete. You can now await the arrival of your card within 2 - 5 days at your US
address (if that is the shipping address you chose) or 10-25 days at your Nigerian address.
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or STEP 10: Click on the “PURCHASE PLATINUM ONE CARD” Button
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Once you’ve received your card, you can then proceed to log in on to your account at
www.platinumonecard.com
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You’ll also need to retrieve your US bank account number (your account number is the last 17
digits of your card) plus your Routing number in other for you to use in Verifying your Paypal
account.
METHOD 2
2) The Other Online Debit card Provider is WWW.INTEGRITYTRUSTCARD.COM . Unlike the First,
this provider requires that you have a Valid Us mailing address and a valid US phone no in order
for you to receive the card.
You also need a non-expired government-issued photo ID which should provide information
regarding where it was issued, date of issue and expiration date, plus copy of a current monthly
bill (phone, water, gas, electric, etc.) that shows your full name and current address as listed on
the identification document provided.
This card is a MasterCard and is issued by Meta Bank in the United States. To get a Us Phone no
You can go to www.tollfreeforwarding.com and sign up for on at a cost of $10 monthly or you
Box. We’ve already dealt with how you can get a US address (Remember www.bongous.com)
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can proceed to www.jconnect.com and obtain a Free Voicemail/Fax Only Phone No. With this
Phone no, you can receive phone calls from any where in the US as fax messages in your email
Once you’ve gotten all these things, you can proceed to www.integritytrustcard.com to order
for your card.
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STEP 1: Once you’re at the site, Click on the “SIGN UP” button,
STEP 2: The Sign Up page opens and you can start by filling in your Personal Details such as
Name, Date of Birth, Address(US ADDRESS),Phone No(US phone No), email, Mother’s Maiden
Name and Passport No/ Nat Id Card no/Drivers License No/ Voters card No.
STEP 3: Click on the Terms and conditions agreement Box and Click the “SUBMIT” button.
STEP 4: Your Order is complete. You would receive a phone call from a Customer care rep
concerning the account you’ve just opened. You don’t have to fret. Just tell them that you live
in US and that the US address you gave is your resident address in the US and that you not a US
citizen. You would then be required to fax/mail your ID documents to them (the customer care
rep would instruct you concerning this).
You would also be required to pay activation fees. Once this is done, Your Card (A MasterCard)
would then be shipped to you.
Once you receive your card, you can then login to your account to retrieve your US Bank a/c
number. You can then use it to verify your Paypal account.
Another Online Debit Card Provider is WWW.NETSPEND.COM .
You’ll also require a US address and US telephone no to obtain this Card. It comes with a US
bank A/c attached with it. The Beauty about NetSpend is that, You’re instantly approved and
you can start using your account within mins Of opening it. To start, go to www.netspend.com.
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STEP 2: Click on the ‘OPEN AN ACCOUNT’ tab.
STEP 3: Enter in your details in the online form/application spaces. Enter Your Passport no,
Drivers license no, Nat Id Card no or Voter card Reg No(Numbers Only, no alphabets please and
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make it Nine digits) For example- 254-66-4254 .Also enter the Graphcard US address and Phone
no you obtained in to the spaces . Your Card would be shipped to your US address.
STEP 4: VOILA Congrats. Your account has been opened and you can now proceed to Logging in
to your online a/c Center. But before you’re allowed access to your account center, you would
be asked to Enter your New password and Provide Security Questions For your account.
STEP 5: Once you’re Done, You would be granted access to your account center where You can
obtain your US bank account details By Clicking on the ‘PAYPAL TRANSFERS’ link in your
Account center.
STEP 6: Once you’ve obtained your US bank account details You can Proceed to verifying Your
Paypal A/c By submitting Your Us Bank account details at Paypal.
NOTE: Please store all the info you used in opening the account safely co you might be required
to provide it any time you one to update or Change your account profile
How do You get Verified by adding bank account?
What does Verified mean?
Being Verified means you have either confirmed a bank account or applied and been approved
for the PayPal Plus Credit Card or PayPal Buyer Credit. Verification authenticates your identity
and increases the security of the PayPal network for everyone.
Why should You get Verified?
Verification offers these benefits:
Higher spending power - There’s no limit to the amount of money you can send once
you are verified.
Increased security - Verification helps increase the security of the PayPal network
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because more members have confirmed their identity.
More buyer and seller confidence - Buyers and sellers value your Verified status; it
shows you have successfully passed PayPal’s identification checks.
Paypal is one of the easiest methods of collecting payment. Paypal has over 140 Million Users
signed up with them. That is nearly the total population of Nigerian citizens!
Paypal is used for to collect payment for programs like paid surveys, Freelancing, affiliate
marketing, Arbitrage Profit System, HYIPs, sending payments and making payments etc.
To open a paypal account, you need to access paypal website through a Foreign/US IP. This is
because paypal recognizes and suspends your account if you register a paypal through a
Nigerian Ip. There are two basic options to this:
1. US satellite Provider: Most Nigerian Cybercafés uses foreign satellite providers. These
providers are either based in the US, Italy, france Ukraine etc. As long as they are based
either in Europe or US, then we can open our paypal account through these cafes. For
you to check if your nearest cybercafé is compatible, simply type www.dnsstuff.com
into your browser. It automatically direct you to the dnsstuff website which identifies
your IP and tells you where you are browsing from. If you are using a starcomms
connection, it simply states that you are browsing in Nigeria. Try your nearest café and
you can check if they’ve got a foreign based IP.
2. Use an IP changer software: The most reliable that have found is the Hide my Ip Software. This
software is available at www.hidemyip.com . You can download the free version trial. This is
available for 14 days. When the 14 days passes, you simply uninstall and install again for another
Now that you are able to sign in through a foreign IP.
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14 days. You can purchase the yearly licence as well if you want to.
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Go to www.paypal.com and register for a new account.
STEP 1: The first step is for you to open a paypal account. To open a paypal
account you will need to go to the paypal websites, to do that go to www.paypal.com
Once the website loads,Look for the sign up button located at the very top of the
Website and click it.
STEP 2: Select the country that you have a virtual address from (More of that below). Choose your
language and the type of account you want to open.
I will advice you choose an Individual Account. After you have completed the information then move on
to the next page.
STEP 3: In this next page you will be asked to fill up you other information in the
“Personal Data Fill up”.
After you have completed the information you will be finally forwarded to another page
where you will be asked to use either a debit/credit card or a USA bank account to complete your
registration. Since you don't have that information just click cancel for now.
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STEP 4: When you have done the above steps correctly and then quickly go back to
The email address you used while registering to check your mail box. You will immediately have receive
an email from paypal, click it and below the email page you will see something that read this..
To complete your paypal account you must click the mail below and enter your password on the
following page to confirm your email address click here to activate your account
STEP 5: Click the link and you will be finally directed to another page.
Once you confirmed your email: you are done. You have successfully opened a paypal account.
Confirm Using Your US bank account we opened earlier on:
First, fill out the Add Bank Account form. Enter the Following Details:
Bank name: PALM DESERT NATIONAL BANK
Routing no: 112293967
Account Number: your account number is the last 17 digits of your card
Account type: Checking Account
Once you’ve added your Bank Account, you’ll need to confirm it:
Confirm Your Bank Account With Random Deposits
Step 1: PayPal will make two small deposits into the bank account you just registered. These
deposits should appear in your bank account in 2-4 business days.
Step 2: Log on to your account at www.platinumonecard.com in about2-4 business days to find
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out the exact amounts of the two deposits. They will be listed as deposits from PayPal.com.
Step 3: Log in to your PayPal account and click the Confirm bank account link on the Account
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Overview page. Enter the exact amounts that were deposited into your bank account.
After you enter the deposit amounts, your bank account will be confirmed and you will become
a Verified member.
When you add your bank account, it becomes your default funding source for PayPal purchases
when your PayPal account balance isn't enough to cover the transaction. You can always select
other available funding sources at the time of purchase.
How to Open A PayPal A/c Here in Nigeria Using a Virtual
Credit Card
virtual credit card comes with 16 digit and can only be used once. This card when used cannot be used
or
ld
To confirm your paypal account, you can make use of something called virtual credit card (VCC). This
again. This card must be used within 24 hours or else it expires. This card can be purchased for only $25,
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at the prevailing dollar conversion rate. Graphcard is not acceptable anymore, due to the fact that it has
been abused by Nigerians. However, there is a service that is really effective and can be used at the
O
pp
moment. You can have access to this card with just $25. Simply send me an email at
gbenga@opportunityworld.biz to get your own copy. You can also call me if you need it urgently.
You can use a VCC to verify your Paypal account because a VCC has information that is similar
to a real credit card. You have a 16 digit credit card number, a 3 digit CVV2/CVC2 Code Number
and an expiry date. Note that a VCC expires within 24 hours if unused (for security reasons). So
make sure you verify your Paypal account with your VCC before it expires.
To confirm and verify your paypal account, follow the process
Visit www.paypal.com and login to your account.
Step 1.
Go to your paypal account. Click to Add Card. Or some time Get Verified then add Card.
Step 2.
Fill in the form in this manner using the info I have supplied. Card Verification no. is my supplied
CVV2 no.
Screenshot:
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below:
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Step 3
Keep your own billing address. My VCC will work fine with your own billing address. Remember,
your billing address will be the same as your virtual address. Then click “Add card”
Screenshot:
Step 4:
This window will appear. Click “Get Number”
Screenshot:
Step 5
This window will appear. Click “Continue”
Screenshot:
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Step 6:
You will be in your account. You will find a “To Do List” there. Now email me or contact me or
wait. I will give you that expuse no. It usually takes 2 min - few hr.
Screenshot:
Step 7:
After recieving the expuse no. from me, click on that “To DO List.” You will find a window like the one below. Fill in
using that four digit number. Click “Submit”
DONE. You are Verified Now. You will go back to your account overview and this window will appear. The amount
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Step 8
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billed from your vcc will be returned to your paypal account after you use this Paypal account to pay something. So
you will get $1.95 USD/ 1.50 Euro as bonus.
Screenshot:
NOTE
Remember, the VCC is different from the cards you get at www.netspend.com, www.plantinumone.com
etc. The VCC does not come with a US bank account, your credit card from netspend and plantinumone
comes with a US bank account.
I believe that this resource has been of use to you. Kindly ensure that you go through the entire process.
I am constantly updating www.uspaypalcode.com. So do come back to get more information. If you
have any questions, need any help whatsoever, please let me know so I can help you as much as I can.
Remember, DO NOT buy this package read and not take action. You need to take action to be able to
open your own us bank account and paypal.
I wish you goodluck in your online endeavour.
To Your Success
Olugbenga Aijotan
www.opportunityworld.biz Our official Website
www.arbitrageprofitsystem.com (You can earn $1000 - $2000 weekly with CPA)
www.letmedoyourwork.com (let us build a website that makes you money daily)
www.cashflowsuite.com (Bum Marketing methods that earns $100 daily)
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Account and Verify Your
Paypal Account
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Authored by Olugbenga Aijotan
© 2009 All Right Reserved
US BANK ACCOUNT WITHIN 7-14 DAYS GUARANTEED!!!
Finally, a NON-US resident can open a US Bank Account! It’s easy too!
You must be wondering, what US bank would open an account for a Non-US citizen without any
initial balance and with just an international passport or a government issued identity card as
the only requirement. The average US bank requires you to provide, apart from an international
passport, a Certificate of business registration and at least $500 as the initial opening balance.
However, this is the Truth. There are various ways to open a Bank a/c in the United States. In
this Write Up I will be giving you just two easy ways with which you can open a Bank A/c
(whether Savings or Checking) for your self or any other person in the United states Of America
as a Nigerian. If you’re ready, tighten your seat belts and join me as take you through this short
but exciting ride.
US Banks to issue Prepaid Debit cards to citizens of every Country in the world. These Prepaid
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Introduction
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The first Method of opening a US bank account which would enable you to receive and make
payments online is via Online Prepaid Debit card Providers. These companies work with Major
Debit cards could either be MasterCard or Visa Debit cards and they usually come with US Bank
accounts (Routing number and Account number) attached with them. Any holder of these
cards automatically has a Bank account with the Bank issuing the Card. A very wonderful
feature of these cards is that they help solve the challenge been faced by most Online
Entrepreneurs in Nigeria and beyond. However, some of these Online Prepaid Debit card
Providers may require that you posses a US address and US phone no in order for you to
receive the cards. Little documentation is involved in ordering for these cards. All you may need
is a scanned copy of your Nat Id card, Int Passport, Driver’s License or Voters card.
With these cards you can verify Your Paypal account, sign up on Clickbank and cash your your
Affiliate payments online. You can use them with any Online transfer account and you can Load
them Via a variety of means.
WWW.PLATINUMONECARD.COM . Platinumone Debit card is issued by Palm Desert
National Bank in the United States. This card comes with Bank account and Routing
Number. It can also be used for making and receiving long distance Phone calls. You can
use this card to verify and withdraw money form your Paypal account or any other
Online money Transfer account like MoneyBookers, Liberty Reserve, bullion e.t.c. It can
be used to withdraw cash at any Atm in Nigeria with the Visa card Logo (Access Bank).
To order for your Platinum One Debit card,
STEP 1 Log on to www.platinumonecard.com
STEP 3: Click/Select the PlatinumOne Stardard Account Option.
STEP 4: Fill in your Complete Contact information. Including your Full Name, Mobile Phone No,
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METHOD 1
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STEP 2 : Once the website is up, Click on the “BUY CARD” Tab
and Street Address here in Nigeria. Choose OUTSIDE US/CA for the State.
STEP 5: Enter your Log in Information containing your chosen email (must be a valid email
address) and Password. Also enter your security Information containing your Security question
and Answer in case you lose your password or Card.
STEP 6: CLICK ON THE “CREATE” Button
STEP 7: Select the Card you want (Choose the Single Visa Card Package which costs $29)
STEP 8: Proceed to enter your Debit/ Credit card details to pay for the card, Then enter your
Debit/credit card Billing Address
(You can purchase a debit/credit card from graphcard for this. You can also use a GTB
mastercard or anyother visa/mastercard issued by any Nigerian Bank. Remember, the main
purpose is to get a US bank account. The card you are buying comes automatically with a US
bank account...GUARANTEED)
STEP 9: Enter your Shipping Address which can be your Nigerian Address or Better still Your US
address for faster delivery of your card. You can obtain a US address free of Charge by opening
an account with www.graphcard.com. You can also get US address from www.bongous.com at
$5. Of course you would have to pay for the shipping fees form your US address to Nigeria.
Your order is complete. You can now await the arrival of your card within 2 - 5 days at your US
address (if that is the shipping address you chose) or 10-25 days at your Nigerian address.
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or STEP 10: Click on the “PURCHASE PLATINUM ONE CARD” Button
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Once you’ve received your card, you can then proceed to log in on to your account at
www.platinumonecard.com
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You’ll also need to retrieve your US bank account number (your account number is the last 17
digits of your card) plus your Routing number in other for you to use in Verifying your Paypal
account.
METHOD 2
2) The Other Online Debit card Provider is WWW.INTEGRITYTRUSTCARD.COM . Unlike the First,
this provider requires that you have a Valid Us mailing address and a valid US phone no in order
for you to receive the card.
You also need a non-expired government-issued photo ID which should provide information
regarding where it was issued, date of issue and expiration date, plus copy of a current monthly
bill (phone, water, gas, electric, etc.) that shows your full name and current address as listed on
the identification document provided.
This card is a MasterCard and is issued by Meta Bank in the United States. To get a Us Phone no
You can go to www.tollfreeforwarding.com and sign up for on at a cost of $10 monthly or you
Box. We’ve already dealt with how you can get a US address (Remember www.bongous.com)
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can proceed to www.jconnect.com and obtain a Free Voicemail/Fax Only Phone No. With this
Phone no, you can receive phone calls from any where in the US as fax messages in your email
Once you’ve gotten all these things, you can proceed to www.integritytrustcard.com to order
for your card.
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STEP 1: Once you’re at the site, Click on the “SIGN UP” button,
STEP 2: The Sign Up page opens and you can start by filling in your Personal Details such as
Name, Date of Birth, Address(US ADDRESS),Phone No(US phone No), email, Mother’s Maiden
Name and Passport No/ Nat Id Card no/Drivers License No/ Voters card No.
STEP 3: Click on the Terms and conditions agreement Box and Click the “SUBMIT” button.
STEP 4: Your Order is complete. You would receive a phone call from a Customer care rep
concerning the account you’ve just opened. You don’t have to fret. Just tell them that you live
in US and that the US address you gave is your resident address in the US and that you not a US
citizen. You would then be required to fax/mail your ID documents to them (the customer care
rep would instruct you concerning this).
You would also be required to pay activation fees. Once this is done, Your Card (A MasterCard)
would then be shipped to you.
Once you receive your card, you can then login to your account to retrieve your US Bank a/c
number. You can then use it to verify your Paypal account.
Another Online Debit Card Provider is WWW.NETSPEND.COM .
You’ll also require a US address and US telephone no to obtain this Card. It comes with a US
bank A/c attached with it. The Beauty about NetSpend is that, You’re instantly approved and
you can start using your account within mins Of opening it. To start, go to www.netspend.com.
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STEP 2: Click on the ‘OPEN AN ACCOUNT’ tab.
STEP 3: Enter in your details in the online form/application spaces. Enter Your Passport no,
Drivers license no, Nat Id Card no or Voter card Reg No(Numbers Only, no alphabets please and
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make it Nine digits) For example- 254-66-4254 .Also enter the Graphcard US address and Phone
no you obtained in to the spaces . Your Card would be shipped to your US address.
STEP 4: VOILA Congrats. Your account has been opened and you can now proceed to Logging in
to your online a/c Center. But before you’re allowed access to your account center, you would
be asked to Enter your New password and Provide Security Questions For your account.
STEP 5: Once you’re Done, You would be granted access to your account center where You can
obtain your US bank account details By Clicking on the ‘PAYPAL TRANSFERS’ link in your
Account center.
STEP 6: Once you’ve obtained your US bank account details You can Proceed to verifying Your
Paypal A/c By submitting Your Us Bank account details at Paypal.
NOTE: Please store all the info you used in opening the account safely co you might be required
to provide it any time you one to update or Change your account profile
How do You get Verified by adding bank account?
What does Verified mean?
Being Verified means you have either confirmed a bank account or applied and been approved
for the PayPal Plus Credit Card or PayPal Buyer Credit. Verification authenticates your identity
and increases the security of the PayPal network for everyone.
Why should You get Verified?
Verification offers these benefits:
Higher spending power - There’s no limit to the amount of money you can send once
you are verified.
Increased security - Verification helps increase the security of the PayPal network
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because more members have confirmed their identity.
More buyer and seller confidence - Buyers and sellers value your Verified status; it
shows you have successfully passed PayPal’s identification checks.
Paypal is one of the easiest methods of collecting payment. Paypal has over 140 Million Users
signed up with them. That is nearly the total population of Nigerian citizens!
Paypal is used for to collect payment for programs like paid surveys, Freelancing, affiliate
marketing, Arbitrage Profit System, HYIPs, sending payments and making payments etc.
To open a paypal account, you need to access paypal website through a Foreign/US IP. This is
because paypal recognizes and suspends your account if you register a paypal through a
Nigerian Ip. There are two basic options to this:
1. US satellite Provider: Most Nigerian Cybercafés uses foreign satellite providers. These
providers are either based in the US, Italy, france Ukraine etc. As long as they are based
either in Europe or US, then we can open our paypal account through these cafes. For
you to check if your nearest cybercafé is compatible, simply type www.dnsstuff.com
into your browser. It automatically direct you to the dnsstuff website which identifies
your IP and tells you where you are browsing from. If you are using a starcomms
connection, it simply states that you are browsing in Nigeria. Try your nearest café and
you can check if they’ve got a foreign based IP.
2. Use an IP changer software: The most reliable that have found is the Hide my Ip Software. This
software is available at www.hidemyip.com . You can download the free version trial. This is
available for 14 days. When the 14 days passes, you simply uninstall and install again for another
Now that you are able to sign in through a foreign IP.
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14 days. You can purchase the yearly licence as well if you want to.
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Go to www.paypal.com and register for a new account.
STEP 1: The first step is for you to open a paypal account. To open a paypal
account you will need to go to the paypal websites, to do that go to www.paypal.com
Once the website loads,Look for the sign up button located at the very top of the
Website and click it.
STEP 2: Select the country that you have a virtual address from (More of that below). Choose your
language and the type of account you want to open.
I will advice you choose an Individual Account. After you have completed the information then move on
to the next page.
STEP 3: In this next page you will be asked to fill up you other information in the
“Personal Data Fill up”.
After you have completed the information you will be finally forwarded to another page
where you will be asked to use either a debit/credit card or a USA bank account to complete your
registration. Since you don't have that information just click cancel for now.
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STEP 4: When you have done the above steps correctly and then quickly go back to
The email address you used while registering to check your mail box. You will immediately have receive
an email from paypal, click it and below the email page you will see something that read this..
To complete your paypal account you must click the mail below and enter your password on the
following page to confirm your email address click here to activate your account
STEP 5: Click the link and you will be finally directed to another page.
Once you confirmed your email: you are done. You have successfully opened a paypal account.
Confirm Using Your US bank account we opened earlier on:
First, fill out the Add Bank Account form. Enter the Following Details:
Bank name: PALM DESERT NATIONAL BANK
Routing no: 112293967
Account Number: your account number is the last 17 digits of your card
Account type: Checking Account
Once you’ve added your Bank Account, you’ll need to confirm it:
Confirm Your Bank Account With Random Deposits
Step 1: PayPal will make two small deposits into the bank account you just registered. These
deposits should appear in your bank account in 2-4 business days.
Step 2: Log on to your account at www.platinumonecard.com in about2-4 business days to find
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out the exact amounts of the two deposits. They will be listed as deposits from PayPal.com.
Step 3: Log in to your PayPal account and click the Confirm bank account link on the Account
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Overview page. Enter the exact amounts that were deposited into your bank account.
After you enter the deposit amounts, your bank account will be confirmed and you will become
a Verified member.
When you add your bank account, it becomes your default funding source for PayPal purchases
when your PayPal account balance isn't enough to cover the transaction. You can always select
other available funding sources at the time of purchase.
How to Open A PayPal A/c Here in Nigeria Using a Virtual
Credit Card
virtual credit card comes with 16 digit and can only be used once. This card when used cannot be used
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To confirm your paypal account, you can make use of something called virtual credit card (VCC). This
again. This card must be used within 24 hours or else it expires. This card can be purchased for only $25,
w
at the prevailing dollar conversion rate. Graphcard is not acceptable anymore, due to the fact that it has
been abused by Nigerians. However, there is a service that is really effective and can be used at the
O
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moment. You can have access to this card with just $25. Simply send me an email at
gbenga@opportunityworld.biz to get your own copy. You can also call me if you need it urgently.
You can use a VCC to verify your Paypal account because a VCC has information that is similar
to a real credit card. You have a 16 digit credit card number, a 3 digit CVV2/CVC2 Code Number
and an expiry date. Note that a VCC expires within 24 hours if unused (for security reasons). So
make sure you verify your Paypal account with your VCC before it expires.
To confirm and verify your paypal account, follow the process
Visit www.paypal.com and login to your account.
Step 1.
Go to your paypal account. Click to Add Card. Or some time Get Verified then add Card.
Step 2.
Fill in the form in this manner using the info I have supplied. Card Verification no. is my supplied
CVV2 no.
Screenshot:
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Step 3
Keep your own billing address. My VCC will work fine with your own billing address. Remember,
your billing address will be the same as your virtual address. Then click “Add card”
Screenshot:
Step 4:
This window will appear. Click “Get Number”
Screenshot:
Step 5
This window will appear. Click “Continue”
Screenshot:
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Step 6:
You will be in your account. You will find a “To Do List” there. Now email me or contact me or
wait. I will give you that expuse no. It usually takes 2 min - few hr.
Screenshot:
Step 7:
After recieving the expuse no. from me, click on that “To DO List.” You will find a window like the one below. Fill in
using that four digit number. Click “Submit”
DONE. You are Verified Now. You will go back to your account overview and this window will appear. The amount
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Step 8
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billed from your vcc will be returned to your paypal account after you use this Paypal account to pay something. So
you will get $1.95 USD/ 1.50 Euro as bonus.
Screenshot:
NOTE
Remember, the VCC is different from the cards you get at www.netspend.com, www.plantinumone.com
etc. The VCC does not come with a US bank account, your credit card from netspend and plantinumone
comes with a US bank account.
I believe that this resource has been of use to you. Kindly ensure that you go through the entire process.
I am constantly updating www.uspaypalcode.com. So do come back to get more information. If you
have any questions, need any help whatsoever, please let me know so I can help you as much as I can.
Remember, DO NOT buy this package read and not take action. You need to take action to be able to
open your own us bank account and paypal.
I wish you goodluck in your online endeavour.
To Your Success
Olugbenga Aijotan
www.opportunityworld.biz Our official Website
www.arbitrageprofitsystem.com (You can earn $1000 - $2000 weekly with CPA)
www.letmedoyourwork.com (let us build a website that makes you money daily)
www.cashflowsuite.com (Bum Marketing methods that earns $100 daily)
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GET A LAPTOP FOR N15,000 ONLY
“Simple Guidelines On How
To Get A Brand New Laptop
For A one Time Payment Of
Just #15,000 Only Right
Here In Nigeria.”
By
Romiluyi Abiodun
Disclaimer
This notice is very important, please read every letters of these words very carefully
from A to Z.
This report has been written and compiled together for the purpose of only
providing information.
The author and publisher would accept no responsibilities or accusation as regards
the use of misuse of the information.
The author and publisher are no way affiliated with the names of individuals and
cooperation in this book. They have all been used for informational purposes only.
As at the time of writing this report, all the names and links of the websites are
still active.
Therefore, ensure you do your own personal findings and make sure you visit the
company at their contact address to ensure confidence.
Do you need a FREE US Phone number to use for your online business?
Introduction
First and foremost, I will quickly put you through some important
information that you should bear in mind. This report that I am giving out
to you for FREE is one of the newest and hottest information that is
currently selling now in the Nigeria market.
To really confirm what I am talking about, you can quickly browse through
any of Nigerian forums or check on most popular business magazine and
you will actually see how much people are charging for this information.
Let me quickly explain what Multi-Level Marketing is all. Multi-level
marketing is a business model requiring you to recruit people, not only to
buy and sell your product, but who will also recruit people who will not only
buy and sell your product but also recruit people... ad infinitum.
Parallel multi level marketing can also be refer to as any form of network
marketing and it’s a marketing tactics that compensates promoter of direct
selling companies not only for product sales they personally generated but
also for the sales of other they introduced to the company, by this they have
other people paid for the benefit they enjoyed.
THE ORGANISATION
The name of the company that offers this great privilege is called FLIP
AFRICA and this company is said to be owned by an organization called
BIGPLUS LTD .They are the one offering this laptop here in Nigeria for a
one time payment of just #15,000 only using the system of parallel multi-
level marketing.
THE ORGANISATION’S WEBSITE.
This company can be found on its website: www.flipafrica.org.
VISION OF FLIP AFRICA
The FLIP AFRICA initiative is an innovative social networking model
Aimed at placing a million Laptops in the hands of Africans by 2015.
Do you need a FREE US Phone number to use for your online business?
The Initiative will help boost a culture of intellectualism, wealth creation,
entrepreneurship and social development amongst Africans.
The initiative which is open to all Africans living in Africa provides an
opportunity for every person who signs up into the initiative to receive free
laptops here in Nigeria. Has Laptops are considered to be an important tool
of the 21st century capable of determining the capacity, resourcefulness,
proficiencies and competitiveness of Africans in the new global knowledge
economy.
FLIP AFRICA through its innovative social networking model is
determined to help make this device available to Africans everywhere.
FLIP AFRICA hopes to place at least 1 million laptops in the hands of
African by 2015 thereby accelerating the development of competencies and
life skills for Africans everywhere and they also have a mission to
significantly expand the number of Africans with access to laptops and
create opportunities for these individuals and communities to realize and
tap into the social and economic potential of the new digital ecosystem.
HOW TO GET YOUR OWN LAPTOP FROM FLIPAFRICA FOR
ONLY?
JUST #15,000 ONLY?
The first thing you would do is that, you have to become a partner to flip
Africa before you can get a laptop from them and to become a partner all
you have to do is to make a one time payment of project partnership fee of
just N15,000 into their account detail below,
Zenith Bank : Bigplus (Flip)---6119403718,
Oceanic Bank: Bigplus ---0641101005397
Gtbank Bank: Bigplus ---243220467111
UBA bank: Bigplus---04770030000337
After payment, Log on to www.flipafrica.org/how to get a laptop to fill your
registration information
Invite other partners based on your package requirement
Bronze-3 other partners,
As a bronze member you will get a laptop of the configuration below:
Laptop Acer,
Intel n270,
Do you need a FREE US Phone number to use for your online business?
Visit: www.freeusphonenumber.110mb.com
1.6ghz, 80gb, 512mb,
8.9’’ crystal brite wsvga,
wxp home webcam.
Silver-4 other partners,
As a silver member you will get a laptop of the configuration below:
Laptop Acer,
Intel n270,
1.6ghz, 120gb, 1024mb,
8.9’’ crystal brite wsvga,
wxp home webcam.
Gold-5 other partners
As a gold member you will get a laptop of the configuration below:
Laptop Acer,
Intel n550,
2.0ghz, 160gb, 1024mb,
15.4’’ crystal Brite wsvga,
wxp home webcam.
Pick up your Laptop at its contact address (home delivery available any
where in Nigeria)
FLIP AFRICA CONTACT DETAIL:
24a Tejumola House, 2nd floor (Back Suite),
Isheri Road, Omole Layout, Omole Ikeja Lagos.
www.flipafrica.org
info@flipafrica.com
For Enquiries call: 01-8507480,
08069606633,
08059211033
NOTICE!!!
Now, for you to get more details about how this system
works, please make sure you go to their official website or
personally contact them at their Lagos office.
To Get A Brand New Laptop
For A one Time Payment Of
Just #15,000 Only Right
Here In Nigeria.”
By
Romiluyi Abiodun
Disclaimer
This notice is very important, please read every letters of these words very carefully
from A to Z.
This report has been written and compiled together for the purpose of only
providing information.
The author and publisher would accept no responsibilities or accusation as regards
the use of misuse of the information.
The author and publisher are no way affiliated with the names of individuals and
cooperation in this book. They have all been used for informational purposes only.
As at the time of writing this report, all the names and links of the websites are
still active.
Therefore, ensure you do your own personal findings and make sure you visit the
company at their contact address to ensure confidence.
Do you need a FREE US Phone number to use for your online business?
Introduction
First and foremost, I will quickly put you through some important
information that you should bear in mind. This report that I am giving out
to you for FREE is one of the newest and hottest information that is
currently selling now in the Nigeria market.
To really confirm what I am talking about, you can quickly browse through
any of Nigerian forums or check on most popular business magazine and
you will actually see how much people are charging for this information.
Let me quickly explain what Multi-Level Marketing is all. Multi-level
marketing is a business model requiring you to recruit people, not only to
buy and sell your product, but who will also recruit people who will not only
buy and sell your product but also recruit people... ad infinitum.
Parallel multi level marketing can also be refer to as any form of network
marketing and it’s a marketing tactics that compensates promoter of direct
selling companies not only for product sales they personally generated but
also for the sales of other they introduced to the company, by this they have
other people paid for the benefit they enjoyed.
THE ORGANISATION
The name of the company that offers this great privilege is called FLIP
AFRICA and this company is said to be owned by an organization called
BIGPLUS LTD .They are the one offering this laptop here in Nigeria for a
one time payment of just #15,000 only using the system of parallel multi-
level marketing.
THE ORGANISATION’S WEBSITE.
This company can be found on its website: www.flipafrica.org.
VISION OF FLIP AFRICA
The FLIP AFRICA initiative is an innovative social networking model
Aimed at placing a million Laptops in the hands of Africans by 2015.
Do you need a FREE US Phone number to use for your online business?
The Initiative will help boost a culture of intellectualism, wealth creation,
entrepreneurship and social development amongst Africans.
The initiative which is open to all Africans living in Africa provides an
opportunity for every person who signs up into the initiative to receive free
laptops here in Nigeria. Has Laptops are considered to be an important tool
of the 21st century capable of determining the capacity, resourcefulness,
proficiencies and competitiveness of Africans in the new global knowledge
economy.
FLIP AFRICA through its innovative social networking model is
determined to help make this device available to Africans everywhere.
FLIP AFRICA hopes to place at least 1 million laptops in the hands of
African by 2015 thereby accelerating the development of competencies and
life skills for Africans everywhere and they also have a mission to
significantly expand the number of Africans with access to laptops and
create opportunities for these individuals and communities to realize and
tap into the social and economic potential of the new digital ecosystem.
HOW TO GET YOUR OWN LAPTOP FROM FLIPAFRICA FOR
ONLY?
JUST #15,000 ONLY?
The first thing you would do is that, you have to become a partner to flip
Africa before you can get a laptop from them and to become a partner all
you have to do is to make a one time payment of project partnership fee of
just N15,000 into their account detail below,
Zenith Bank : Bigplus (Flip)---6119403718,
Oceanic Bank: Bigplus ---0641101005397
Gtbank Bank: Bigplus ---243220467111
UBA bank: Bigplus---04770030000337
After payment, Log on to www.flipafrica.org/how to get a laptop to fill your
registration information
Invite other partners based on your package requirement
Bronze-3 other partners,
As a bronze member you will get a laptop of the configuration below:
Laptop Acer,
Intel n270,
Do you need a FREE US Phone number to use for your online business?
Visit: www.freeusphonenumber.110mb.com
1.6ghz, 80gb, 512mb,
8.9’’ crystal brite wsvga,
wxp home webcam.
Silver-4 other partners,
As a silver member you will get a laptop of the configuration below:
Laptop Acer,
Intel n270,
1.6ghz, 120gb, 1024mb,
8.9’’ crystal brite wsvga,
wxp home webcam.
Gold-5 other partners
As a gold member you will get a laptop of the configuration below:
Laptop Acer,
Intel n550,
2.0ghz, 160gb, 1024mb,
15.4’’ crystal Brite wsvga,
wxp home webcam.
Pick up your Laptop at its contact address (home delivery available any
where in Nigeria)
FLIP AFRICA CONTACT DETAIL:
24a Tejumola House, 2nd floor (Back Suite),
Isheri Road, Omole Layout, Omole Ikeja Lagos.
www.flipafrica.org
info@flipafrica.com
For Enquiries call: 01-8507480,
08069606633,
08059211033
NOTICE!!!
Now, for you to get more details about how this system
works, please make sure you go to their official website or
personally contact them at their Lagos office.
TURN YOUR PHOTO TO CASH
TURN YOUR PHOTO TO CASH
EARN MONEY SELLING PHOTOS ON THE INTERNET
Got a digital camera? Now you can earn money selling your pictures on the Internet! If you have a good eye and
if you are a creative person, you can generate very nice monthly income by selling your pictures on stock
photography web sites. Personally, I am receiving checks and PayPal transfers for few hundreds bucks every
month and you can do it too.
I truly love online stock photography Internet phenomenon, since it is the first in the world and probably the only
business model which allows amateur photographers like you and me to earn some money from they lovely
hobby. In fact, if you are a talented photographer and you shoot hundreds of pictures every month you can earn a
very significant part of your living by shooting high quality creative pictures for stock photography agencies.
There are many stock photography sites that will be happy to sell your photos and share with you the received
revenues. iStockPhoto, ShutterStock, Fotolia, BigStockPhoto and CanStockPhoto are just few stock sites to
name. All stock sites allow you to register for free as their submitting photographer and start uploading your
work to their banks. However, be aware that many sites will ask you to provide detailed personal information
such as a scan of you picture ID or passport. Also, at many sites you will be requested to sign and fax back a
signed copy of the site's 'submitter agreement'. These requirements are part of continuous effort of limiting the
image fraud on the Internet and protecting both image buyers and image copyright owners from the fraudulent
behavior.
BASIC STOCK PHOTOGRAPHY RULES
the basic stock photography rules are quite simple:
1) Do not submit images that include any copyrighted material Avoid photographing company logos, trademarks,
third-party images and brands.
2) Use appropriate lighting and composition This is common sense, but I will mention it anyway. Your images
compete for the buyers attention with images created by highly qualified talented professional photographers
which shoot for years, own nice equipment and definitely know how and when use it. You must think creatively in
terms of lighting and composition, otherwise your images will never sell.
For instance, if until now you relied on built-in camera flash as a proper source for indoor lighting it is a time to
change your mind. Go to the stock sites and take a look how other photographers use light in their work. You will
probably need to switch to some more professional sources of lighting for your indoor photography. Again - be
creative and you will win the war for the buyers' attention and buyers dollars!
3) Images format must be JPG at most sites, typically starting from 2 megapixels and with max file size of 8-10
MB
4) Prices and payments - what income you can expect Most stock photography agencies pay photographers for
each download (a purchase) made by the image buyer. This is a micro-payment model and the prices you get paid
start as low as $0.20. However, if you were successful to create a real bestselling image you can easy hit few
hundreds downloads a month, so your earning arithmetic can be $0.2 x 300 = $60 monthly for a single image.
Shooting 10 bestsellers monthly could generate you $600 monthly income - definitely not a bad return on a few
hours investment.
The rule of the thumb says the more images you have online in each and every stock photography agency the
more images you sell and the higher monthly income you get. Typically, stock agencies send you a check or a
PayPal transfer at the end of every month if you have earned more than a certain amount of cash, typically $100,
during that month. Your earnings will be collected by the site until they reach this minimal payment.
Well, that's all folks! Just take your digital camera now and go for a shooting session. Oh, - wait!, wait a second.
First, open your web browser and look what other people submit to stock photography agencies. Note the most
popular images and agencies suggestions for stock content categories and keep these subjects in mind when you
shoot. My personal advice? Avoid flowers close-ups, typical landscapes, city scenes and buildings. Try to
materialize business terms and shoot pictures which represent them,e.g. 'success', 'failure', 'partnership'. Be
always creative in your work and your pictures will become online bestsellers. Good luck and happy shooting!
SEE SAMPLES OF PICTURES PUBLISHED FOR SALE
Some of the tested sites that to sell pictures include:
1. http://www.shutterstock.com/
2. http://www.shareapic.com/
3. http://www.istockphoto.com/
4. http://www.bigstockphoto.com/
5. http://www.canstockphoto.com/
6. http://www.fotolia.com/
7. http://www.123rf.com/
EARN MONEY SELLING PHOTOS ON THE INTERNET
Got a digital camera? Now you can earn money selling your pictures on the Internet! If you have a good eye and
if you are a creative person, you can generate very nice monthly income by selling your pictures on stock
photography web sites. Personally, I am receiving checks and PayPal transfers for few hundreds bucks every
month and you can do it too.
I truly love online stock photography Internet phenomenon, since it is the first in the world and probably the only
business model which allows amateur photographers like you and me to earn some money from they lovely
hobby. In fact, if you are a talented photographer and you shoot hundreds of pictures every month you can earn a
very significant part of your living by shooting high quality creative pictures for stock photography agencies.
There are many stock photography sites that will be happy to sell your photos and share with you the received
revenues. iStockPhoto, ShutterStock, Fotolia, BigStockPhoto and CanStockPhoto are just few stock sites to
name. All stock sites allow you to register for free as their submitting photographer and start uploading your
work to their banks. However, be aware that many sites will ask you to provide detailed personal information
such as a scan of you picture ID or passport. Also, at many sites you will be requested to sign and fax back a
signed copy of the site's 'submitter agreement'. These requirements are part of continuous effort of limiting the
image fraud on the Internet and protecting both image buyers and image copyright owners from the fraudulent
behavior.
BASIC STOCK PHOTOGRAPHY RULES
the basic stock photography rules are quite simple:
1) Do not submit images that include any copyrighted material Avoid photographing company logos, trademarks,
third-party images and brands.
2) Use appropriate lighting and composition This is common sense, but I will mention it anyway. Your images
compete for the buyers attention with images created by highly qualified talented professional photographers
which shoot for years, own nice equipment and definitely know how and when use it. You must think creatively in
terms of lighting and composition, otherwise your images will never sell.
For instance, if until now you relied on built-in camera flash as a proper source for indoor lighting it is a time to
change your mind. Go to the stock sites and take a look how other photographers use light in their work. You will
probably need to switch to some more professional sources of lighting for your indoor photography. Again - be
creative and you will win the war for the buyers' attention and buyers dollars!
3) Images format must be JPG at most sites, typically starting from 2 megapixels and with max file size of 8-10
MB
4) Prices and payments - what income you can expect Most stock photography agencies pay photographers for
each download (a purchase) made by the image buyer. This is a micro-payment model and the prices you get paid
start as low as $0.20. However, if you were successful to create a real bestselling image you can easy hit few
hundreds downloads a month, so your earning arithmetic can be $0.2 x 300 = $60 monthly for a single image.
Shooting 10 bestsellers monthly could generate you $600 monthly income - definitely not a bad return on a few
hours investment.
The rule of the thumb says the more images you have online in each and every stock photography agency the
more images you sell and the higher monthly income you get. Typically, stock agencies send you a check or a
PayPal transfer at the end of every month if you have earned more than a certain amount of cash, typically $100,
during that month. Your earnings will be collected by the site until they reach this minimal payment.
Well, that's all folks! Just take your digital camera now and go for a shooting session. Oh, - wait!, wait a second.
First, open your web browser and look what other people submit to stock photography agencies. Note the most
popular images and agencies suggestions for stock content categories and keep these subjects in mind when you
shoot. My personal advice? Avoid flowers close-ups, typical landscapes, city scenes and buildings. Try to
materialize business terms and shoot pictures which represent them,e.g. 'success', 'failure', 'partnership'. Be
always creative in your work and your pictures will become online bestsellers. Good luck and happy shooting!
SEE SAMPLES OF PICTURES PUBLISHED FOR SALE
Some of the tested sites that to sell pictures include:
1. http://www.shutterstock.com/
2. http://www.shareapic.com/
3. http://www.istockphoto.com/
4. http://www.bigstockphoto.com/
5. http://www.canstockphoto.com/
6. http://www.fotolia.com/
7. http://www.123rf.com/
PTR AND PTC
http://www.topdreams.org/ptc.html
PTR AND PTC
What are PTR and PTC?
Ever came across websites that offers to pay users for just clicking a link or viewing online advertisements? The
Internet is actually flooded with such websites and people can make a few hundred dollars of extra cash per
month from just viewing and clicking these online advertisements. These advertising websites are usually called
Pay To Read (PTR) or Pay To Click (PTC). PTC and PTR are closely related; the only difference is PTCs
requires users to visit the PTC web page to click on advertisements while PTRs send advertisements to your E-
Mail inbox. In this article PTR and PTC are used interchangeably as they are almost similar.
How exactly does this work?
In a bid to increase their site traffic, many websites pay PTR/PTC sites to advertise their web page on the
PTR/PTC sites. These PTR/PTC websites then pay a proportion of the total advertising revenue people like you
and me to click/view these links and advertisements. This is in fact is a win-win situation for the advertised web
page, the advertising website and to the people who click on the links.
After clicking on an advertisement link a new window that contain the advertisement will be launched. There will
usually be a count down timer located at the top of the page. Timer countdowns generally start from 10 seconds
up to 45 seconds. After the countdown users will be asked to click on a certain button on the top of the page to
credit the payment for viewing this advertisement before they close the window. If users close the windows
before the countdown ends or close without clicking on the button to credit them their payment, no payment will
be made for viewing that particular advertisement.
Other than clicking and viewing advertisements, certain PTR/PTC web also offer pay-to-signup scheme. Users
are required to signup as member in certain websites. These scheme ranges from totally free signups to trial
signups to non-free signups. These signups often require the use of a credit card. Payouts are as high as 50
dollars per signup.
How much will I earn?
Now you will be asking, how much do I get paid for clicking and viewing these advertisements? I cant quote a
specific amount of money you will be paid per click or per advertisement view as payment rates differs from site
to site. But in general payment ranges from a mere $0.001 up to $0.10. Other than monetary incentives some of
these sites pays their users in points. These points can then be exchanged for cash or can be used to advertise
your own web page on that PTR/PTC website.
The number of advertisements available for viewing varies too. I have been to some sites that offer $0.01 per
view but they only offer 1 advertisement per 2 to 3 days. While other that pays $0.001 per click offers up to 10
advertisements per pay. Eventually when you add your profits up there are actually not much difference between
a web that pays well per advertisement but offers only a few compared to a web that pays low but offers many
advertisements for viewing.
Often these PTR/PTC websites comes with a referral system. A referral system is where a user who is already a
member of these get-paid website refers some else who is not a member yet to join these websites through a
personal and unique referral link. Monetary incentives are often given to users who are able to get referrals.
When their referrals begin to click and view advertisements, these users will also stand to gain a percentage of
what their referrals earn. Percentage commission varies from just 1% to 100%.
Some PTR/PTC websites offers a one-tier referral system others offer multi-tier referrals system up to 7 tiers.
The first tier being the people that you have directly referred to join the program, second tier being your
referral's referral third tier being your referral's referral's referral.. and so on. So every time one of the members
under you earns a profit you earn a percentage commission of that profit.
Take note this percentage commission that you earn is not subtracted from your referral's total earnings or from
their referrals' total earnings. For example one of your second tier referral makes a profit of 10 dollars this
month (from clicking on advertisement and from his referrals). Lets say the percentage commission is 10 percent
of the profit of your second tier referral; therefore you get a commission of 1 dollar from this referral. Your
second tier referral still earns 10 dollars not 10-1=9 dollars. This is to clear a common misunderstanding that
referrals income are being 'leeched' by those who referred them to the PTR/PTC sites.
Premium Membership?
Many PTR/PTC websites also offers premium membership signups. Premium members stand to gain more
benefits through clicking/viewing advertisements. Some benefits include allocating new signup members as one of
their referrals or more cash incentives from clicking/viewing advertisements.
Beware of Scam!
There are many online PTC and PTR scams that users must take note of. Some PTR and PTC sites have
unreasonably high minimum payout that may take too much time for users to cash their money out therefore
before signing up for any of such sites, please read their Terms and Conditions, Private Policy and FAQ page to
get a deeper understanding of how the site function and their payment methods.
I hope that this guide is useful, all the best!
Some of the tested PTR/PTC sites are listed below:
1. Wordlinx
2.Fortuda
3. BuxJobs
4. Payusoon
5. RewardChief
6. Biz4everyone
7. Linkgrand
8. Clicksia
9. GetPaidFastToday
10. FusionMails
11. Bux.gs
12. AraBux
PTR AND PTC
What are PTR and PTC?
Ever came across websites that offers to pay users for just clicking a link or viewing online advertisements? The
Internet is actually flooded with such websites and people can make a few hundred dollars of extra cash per
month from just viewing and clicking these online advertisements. These advertising websites are usually called
Pay To Read (PTR) or Pay To Click (PTC). PTC and PTR are closely related; the only difference is PTCs
requires users to visit the PTC web page to click on advertisements while PTRs send advertisements to your E-
Mail inbox. In this article PTR and PTC are used interchangeably as they are almost similar.
How exactly does this work?
In a bid to increase their site traffic, many websites pay PTR/PTC sites to advertise their web page on the
PTR/PTC sites. These PTR/PTC websites then pay a proportion of the total advertising revenue people like you
and me to click/view these links and advertisements. This is in fact is a win-win situation for the advertised web
page, the advertising website and to the people who click on the links.
After clicking on an advertisement link a new window that contain the advertisement will be launched. There will
usually be a count down timer located at the top of the page. Timer countdowns generally start from 10 seconds
up to 45 seconds. After the countdown users will be asked to click on a certain button on the top of the page to
credit the payment for viewing this advertisement before they close the window. If users close the windows
before the countdown ends or close without clicking on the button to credit them their payment, no payment will
be made for viewing that particular advertisement.
Other than clicking and viewing advertisements, certain PTR/PTC web also offer pay-to-signup scheme. Users
are required to signup as member in certain websites. These scheme ranges from totally free signups to trial
signups to non-free signups. These signups often require the use of a credit card. Payouts are as high as 50
dollars per signup.
How much will I earn?
Now you will be asking, how much do I get paid for clicking and viewing these advertisements? I cant quote a
specific amount of money you will be paid per click or per advertisement view as payment rates differs from site
to site. But in general payment ranges from a mere $0.001 up to $0.10. Other than monetary incentives some of
these sites pays their users in points. These points can then be exchanged for cash or can be used to advertise
your own web page on that PTR/PTC website.
The number of advertisements available for viewing varies too. I have been to some sites that offer $0.01 per
view but they only offer 1 advertisement per 2 to 3 days. While other that pays $0.001 per click offers up to 10
advertisements per pay. Eventually when you add your profits up there are actually not much difference between
a web that pays well per advertisement but offers only a few compared to a web that pays low but offers many
advertisements for viewing.
Often these PTR/PTC websites comes with a referral system. A referral system is where a user who is already a
member of these get-paid website refers some else who is not a member yet to join these websites through a
personal and unique referral link. Monetary incentives are often given to users who are able to get referrals.
When their referrals begin to click and view advertisements, these users will also stand to gain a percentage of
what their referrals earn. Percentage commission varies from just 1% to 100%.
Some PTR/PTC websites offers a one-tier referral system others offer multi-tier referrals system up to 7 tiers.
The first tier being the people that you have directly referred to join the program, second tier being your
referral's referral third tier being your referral's referral's referral.. and so on. So every time one of the members
under you earns a profit you earn a percentage commission of that profit.
Take note this percentage commission that you earn is not subtracted from your referral's total earnings or from
their referrals' total earnings. For example one of your second tier referral makes a profit of 10 dollars this
month (from clicking on advertisement and from his referrals). Lets say the percentage commission is 10 percent
of the profit of your second tier referral; therefore you get a commission of 1 dollar from this referral. Your
second tier referral still earns 10 dollars not 10-1=9 dollars. This is to clear a common misunderstanding that
referrals income are being 'leeched' by those who referred them to the PTR/PTC sites.
Premium Membership?
Many PTR/PTC websites also offers premium membership signups. Premium members stand to gain more
benefits through clicking/viewing advertisements. Some benefits include allocating new signup members as one of
their referrals or more cash incentives from clicking/viewing advertisements.
Beware of Scam!
There are many online PTC and PTR scams that users must take note of. Some PTR and PTC sites have
unreasonably high minimum payout that may take too much time for users to cash their money out therefore
before signing up for any of such sites, please read their Terms and Conditions, Private Policy and FAQ page to
get a deeper understanding of how the site function and their payment methods.
I hope that this guide is useful, all the best!
Some of the tested PTR/PTC sites are listed below:
1. Wordlinx
2.Fortuda
3. BuxJobs
4. Payusoon
5. RewardChief
6. Biz4everyone
7. Linkgrand
8. Clicksia
9. GetPaidFastToday
10. FusionMails
11. Bux.gs
12. AraBux
ONLINE SURVEY 2
ONLINE SURVEY SITES
Read the instruction on survey before you contiue
www.paidsurveysystem.com
www.accountpayablenews.com
www.survey-hunter.com
www.inquision.com
www.cherry-mails.com
www.surveylot.com
www.surveysavvy.com
www.thecash1234.com
PAID TO CLICK/READ
www.paidmoneyreward.com
www.easyadjob.com
www.hits4payreview.com
www.need-4-cash.com
www.getpaidtimes.com
www.globalpaidmail.com
www.paidsurveyplus.com
www.paidtoread.com
www.ebiz-depot.com
www.brain4wealth.com
www.freemoney.com
Read the instruction on survey before you contiue
www.paidsurveysystem.com
www.accountpayablenews.com
www.survey-hunter.com
www.inquision.com
www.cherry-mails.com
www.surveylot.com
www.surveysavvy.com
www.thecash1234.com
PAID TO CLICK/READ
www.paidmoneyreward.com
www.easyadjob.com
www.hits4payreview.com
www.need-4-cash.com
www.getpaidtimes.com
www.globalpaidmail.com
www.paidsurveyplus.com
www.paidtoread.com
www.ebiz-depot.com
www.brain4wealth.com
www.freemoney.com
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